Cash Out Refinance Loans in Tampa, Florida

Cash-Out Refinance Loans for Real Estate Investors Unlock your equity. Grow your portfolio. Fund your next deal.

At Enrique & DKC Lending, we help investors access the capital trapped in their properties — fast. Whether you own a single rental, a multi-unit portfolio, or a short-term rental, we make refinancing simple, fast, and investor-friendly

APPLY NOW

Convert equity into opportunity | Over $100 M funded | Nationwide investor loans

(706) 844-3723

Apply for Funding

Book a Consultation

Loan Programs

Private Capital Refinance

No credit check required
Up to 70 % LTV based on as-is value
Interest rate ≈ 1 % per month (interest-only)
4 points at closing
Funding in 48–72 hours
No Proof of funds required
Perfect for BRRRR strategy and equity pull-outs

Institutional Capital Refinance

650 + minimum credit score
Fixed rates starting ≈ 6 – 8 % (30-year amortized DSCR)
2-3 points at closing
Reports to credit bureaus
Ideal for rental portfolios and cash-flow properties

Why Investors Choose Enrique Bello & DKC Lending

Fast Equity Access
Investor-Focused Underwriting
Asset-Based
No bank bureaucracy
Nationwide Lending

How Investors Use Cash-Out Refinance

Buy new rental properties
Renovate or expand existing assets
Consolidate high-interest debt
Build liquidity for future deals

TESTIMONIALS

What People Say

I'm a Realtor in North West Florida. I just closed my first deal with Enrique it was a great experience. He helped my customer feel comfortable and at ease. I will definitely continue to do business with Enrique and DKC Lending.

Thank you for how you helped out my customer.

Very satisfied with their amazing services, support and guidance provided. This awesome group of leaders helped me to level up our company business in less than 6 months and now all our transactions and partners business has been completed through DKC. Huge shoutout to Enrique our loan manager for his outstanding work!

Enrique is amazing to work with! He is patient, communicative and very descriptive. His clients become like family. I recommend all of my investors to him for any lending needs. Marta their processing goes above and beyond in all her transactions and knows her stuff!

It was a pleasure to work with Enrique and his DKC Lending Team. He was excellent in communication and explaining every step of the way.

I have worked Enrique Bello and his team on numerous cases, he makes the process easy and most importantly understandable. Great lender and would work with him again!

I contact Enrique and 2 days later the deal was closed. Funds were in my account same day we closed and the process was easy and direct. DKC Lending is my new lender of choice.

A cash-out refinance loan enables leveraging the equity built in one’s home and converting it into usable funds. Through refinancing the existing mortgage. And one can access a portion of the home’s value and receive a lump sum payout.

This avenue opens up possibilities for pursuing diverse financial goals, ranging from home improvements to educational expenses or even starting a business. With competitive interest rates and flexible terms, our lending service ensures that each cash-out refinance loan is tailored to the individual’s specific needs. entangled in lengthy financing processes.

Simplifying the refinance mortgage process for valued clients at our company. The experienced team of loan officers guides clients through each step, ensuring a smooth and hassle-free experience. From gathering necessary documents to evaluating eligibility, all paperwork is handled while clients focus on their financial goals. Leveraging advanced technology and providing personalized service, the aim is to make the refinance journey as seamless as possible.

Responsibility is foundational to our operations. Prioritizing responsible lending practices ensures that clients make informed decisions about their refinance loans. Our knowledgeable team of loan officers provides transparent information, explaining the terms and conditions of the loan in a clear and concise manner. Empowering clients to make the right financial choices for themselves and their future is our belief.

Quick Loan FAQs

Whether you’re seeking to lower your monthly payments, consolidate debt, or unlock your home’s equity, our cash-out refinance loans can help you achieve your goals.

What happens when you refinance a home loan?

When you refinance the mortgage on your house, you’re essentially trading in your current mortgage for a newer one, often with a new principal and a different interest rate. Your lender then uses the newer mortgage to pay off the old one, so you’re left with just one loan and one monthly payment. Private lenders typically allow only 1 lien on the property (their mortgage).

How to get Cash out refinance in Tampa, FL?

Contact Enrique Bello +1(706) 844-3723 info@enriquebello.com for Fix & Flip loans in Florida.

Quick Loans Rates

LTV: Funding up to 70{a067b536d5ecf34f98e0fd40b2aea78cfaaf06222ac2d84c930c28be803eb45a} of asset value
Term: 8 Months-24 Months
Rate: 10-13{a067b536d5ecf34f98e0fd40b2aea78cfaaf06222ac2d84c930c28be803eb45a} Interest-Only Payments
Consultation Fee: 2-4{a067b536d5ecf34f98e0fd40b2aea78cfaaf06222ac2d84c930c28be803eb45a}

What is a cash-out refinance loan?

A cash-out refinance loan is a type of mortgage refinancing where you replace your existing loan with a new one for a higher amount and receive the difference in cash.

How much equity do I need for a cash-out refinance?

Most lenders require you to have at least 20% equity in your home after the refinance, although requirements may vary.

How long does the process take?

The process typically takes between 2 and 6 weeks, depending on the lender and the complexity of your application.

Is a cash-out refinance a good idea?

It can be a good option if you need access to cash at a lower interest rate and have a solid repayment plan in place.